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Published on: 16 Dec 2015 By

Scarlett v. Belair Insurance Co. : A 2015 Update on the MIG

In this 2015 appeal[1] by Mr. Scarlett to the Divisional Court, Director Delegate Evans’ decision was partially upheld. First, the Divisional Court clearly found that the injured person has the burden of proving that his or her injuries fall outside of the Minor Injuries Guideline (“MIG”). S…

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Published on: 20 Oct 2015 By

Client Testimonial for Emily Foreman and Team: “I highly recommend their assistance…”

Emily Foreman frequently receives written notes of thanks from her clients. These notes serve as compelling testimonials for the quality of her work. Following is another note that she recently received: “During one of the most difficult periods of my life, Emily Foreman and the profes…

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Published on: 29 Sep 2015 By

Automobiles vs Recreational Off-Road Vehicles: Are You Covered by Insurance?

While riding off-road vehicles such as ATVs, dune buggies, and quads can be lots of fun, they can also lead to serious accidents and injuries. It is important to know your insurance obligations and to know whether or not you are covered by insurance if an accident occurs while riding an off-…

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Published on: 24 Sep 2015 By

How Will the Recent Changes to Ontario Accident Benefits Affect Your Rehabilitation

On September 1st, 2015 there were important changes to Ontario’s Statutory Accident Benefits Schedule. These changes significantly lowered the benefits available to Ontarians who are injured in a motor vehicle accident. This article looks at the changes and discusses how they impact accident…

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Published on: 21 Jul 2015 By

New Decision from FSCO Addresses the Minor Injuries Guideline

On July 7, 2015, the Financial Services Commission of Ontario released a decision in Arruda v. Western Assurance,1 providing some additional analysis of the Minor Injuries Guideline (“MIG”). The Applicant Ms. Arruda sustained soft tissue and psychological injuries in a motor vehicle accident…

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